Trust earned.
Credit given.
Community built.
The financial OS built the way Africans move money. Chamas. SACCOs. MFIs. One platform.
CREDA
Group balance
KES 45,700
0+
Financial institutions implemented
0+
Branches deployed across East Africa
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Years of implementation receipts
0
Countries served
Finally, a ledger your whole group trusts
Maker–checker verification, transparent history, and M-Pesa-native collections — built for how chamas actually meet.
- Maker–checker controls
- Real-time balances
- M-Pesa STK & receipts
- USSD for low-data members
Institutional dashboard
Replace Bankers Realm. Keep your SASRA licence.
BOSA/FOSA workflows, share capital, and multi-branch operations without losing the warmth your members expect.
- BOSA / FOSA aware flows
- Share capital tracking
- CBK-oriented exports
- Multi-branch hierarchy
Your field officers deserve better tools
Offline-first capture, GPS context, and a score at the point of decision — not three days later in head office.
- Offline queue & sync
- GPS-tagged visits
- Score at decision time
- Supervisor review queue
Estimated verified impact (demo)
Every climate loan plants a seed of carbon revenue
Auto-detection from productive use, a verification pipeline, and member-visible earnings — integrity first.
- Purpose auto-detection
- Verification pipeline
- Member earnings visibility
- DFI-grade audit trail
Voices from the field
Placeholder quotes — swap for signed testimonials as you close pilots.
?“Our chama finally has a ledger everyone can see. No more arguments after meetings.”
?“Treasury work that used to take Sundays now wraps before tea.”
?“DFI reporting is cleaner; our members still use M-Pesa like always.”
Pricing
Start free. Scale to SACCO and MFI deployments when you are ready.
Free
KES 0
Start your first chama — core ledger & M-Pesa flows.
- ✓ Up to 15 members
- ✓ Ledger & verify
- ✓ M-Pesa STK
- ✓ WhatsApp alerts
Chama Pro
Talk to us
Larger groups, officers, and advanced controls.
- ✓ Unlimited members
- ✓ Maker–checker
- ✓ Field capture
- ✓ Priority support
SACCO / BOSA
Custom
Multi-branch, share capital, regulatory exports.
- ✓ Branch hierarchy
- ✓ SASRA-ready reports
- ✓ CBK returns assist
- ✓ Training
MFI Enterprise
Custom
Offline-first field, scoring, and portfolio analytics.
- ✓ Offline sync
- ✓ GPS capture
- ✓ Credit scoring
- ✓ API & webhooks