Your chama,
supercharged
Contributions, loans, investments, insurance, and green finance — all in one app built for East African chamas and SACCOs.
Trusted by chamas across Kenya · Free to start
19+
Active groups
KES 2K+
Managed
100%
Mobile-first
EVERYTHING YOU NEED
Built for how chamas work
Contributions & Loans
M-Pesa STK push contributions. Democratic loan approval by the group. Full statement history.
Investments
T-Bills, bonds, money market funds. NIA AI scans for opportunities. Group votes on proposals.
Green Finance
Log green activities. Earn carbon credits. Access DFI climate grants. Build your Green Score.
Insurance & Welfare
CREDA Shield for group protection. Welfare fund for emergencies. Member benevolent coverage.
Marketplace & Lipa
Members buy and sell within the group. BNPL powered by group savings. Zero predatory interest.
CREDA Score
Your financial identity. Built from contributions, repayments, and group activity. 0 to 1000.
Simple pricing
Start free. Upgrade when you're ready.
Free
KES 0
forever
Up to 30 members
Contributions & loans
Basic CREDA Score
Meeting records
Growth
KES 999
/month
Unlimited members
Investments & insurance
Green finance
Marketplace & Lipa
Priority support
FOR SACCOS & MFIs
Enterprise plan
Full CBS, SASRA reports, multi-branch, CRB integration, white-label, and data migration from Mifos or Bankers Realm.
KES 9,999/month
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your chama?
Join thousands of Kenyan chama members managing their savings smarter.
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